What is a credit score and why does it matter?
Understand the basic role of a credit score in lending decisions.
Read guidance →01
CIBIL Basics
Credit Knowledge Hub
Learn before you act.
Simple educational content about credit reports, common entries, disputes and responsible credit habits.
02
Credit Report
What should you check in your credit report?
A practical checklist for account, payment and personal-detail review.
Read guidance →03
DPD
What does DPD mean in a credit report?
Understand days-past-due reporting and why accurate dates matter.
Read guidance →04
Written Off
What does a written-off account mean?
Learn why write-off status should be understood in the context of the underlying account.
Read guidance →05
Settled
Written Off vs Settled: what's the difference?
Understand why account status and repayment history are different concepts.
Read guidance →06
Disputes
How does a credit-report dispute work?
Learn the general evidence-first approach to challenging potentially inaccurate information.
Read guidance →Educational notice: Knowledge Hub content is general information and is not a substitute for reviewing your individual credit report, lender records or professional/legal advice where appropriate.